Montenegro has established a residency-by-investment program that allows non-citizens to obtain residency by purchasing property worth at least €150,000. This is a direct path to legal residence without the need for employment or family ties.
Montenegro Residency: €150K Property Investment Path
Montenegro offers residency through property investment starting at €150,000—a straightforward route to legal residence in the Balkans.

€150,000 in property investment unlocks residency in Montenegro.
The property must meet local requirements and be held for the duration of your residency. Once approved, you gain the right to live, work, and conduct business in Montenegro. The process typically involves working with a licensed real estate agent, securing financing if needed, and submitting documentation to Montenegro's immigration authority. This option appeals to investors and retirees seeking EU-adjacent residency with lower barriers than many Western European countries.
Source: original report ↗
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